Mr. Xiaobo An has served as chairman of the board of directors since the Company’s inception, a director since February 2017, and Chief Executive Officer since May 2019. Prior to founding Hexindai and creating the ‘‘Hexin’’ brand, Mr. An founded Beijing Zhongdashixing Business Co., Ltd, Hexindai Wealth Management Co., Ltd, Hexindai and Hexindai Financial Information (Beijing) Co., Ltd. He served as a credit approval manager at Huaxia Bank from 2004 to 2008 where his responsibilities included the supervision of credit card application reviews. Mr. An received a bachelor’s degree in advertising from Hebei University. He was awarded the ‘‘Outstanding Innovator of the Financial Industry in China’’ title by the prestigious Economy magazine and Huazun Prize panel in 2014.